Cash loan America – Collection and Advance Fee Loan Scams

Cash loan America – Collection and Advance Fee Loan Scams

Cash loan America – Collection and Advance Fee Loan Scams

“Advance America” Should Not Be Confused with Advance America, money Advance Centers of Washington, LLC, which will be a Lender that is licensed in

The Washington State Department of Financial Institutions (DFI) warns customers to prevent offer any nonpublic individual information, such as for example social safety quantity, charge card, or banking account information to virtually any specific, internet site, or business without first verifying their identity and permit status. Customers can see whether a services that are financial or person is properly certified to conduct busine when you look at the State of Washington using the “Verify a License” function from the DFI’s site at Customers may also always check permit status with all the Department of Licensing at dol.wa.

DFI has gotten reports of obvious frauds carried out by people claiming to express Advance America, money America, advance loan America, advance loan USA, Speedy money, and Advance America payday advances.

Many consumers received phone calls and/or email meages from individuals claiming to represent cash loan America, money America, and Advance America payday advances in which the callers offered loans in exchange for upfront costs. Although a few customers never sent applications for a quick payday loan, the callers insisted which they had been calling to discu the customers’ pay day loan applications. One customer stated that, whenever she declined to wire cash towards the caller, the caller threatened appropriate action against her. Some other customers compensated the fee that is upfront failed to have the loan guaranteed. One or more customer additionally received a comparable loan offer via email.

Two customers reported getting a call from a person claiming to represent advance loan America. The consumer was told they would receive a deposit and was instructed to purchase iTunes gift cards and send them to the caller in one case. The buyer complied with all the caller’s demands; nevertheless no loan had been supplied. The consumer was told to purchase a Google Play gift card from a local retailer in order to prove the consumer could repay the loan in the second case. The buyer bought A amazon gift card instead if the customer suspected it may possibly be a fraud. The customer contacted the representative that is alleged the buyer defined as Brian Jones. Whenever she told Mr. Jones she bought yet another types of present card the buyer claimed that Mr. Jones became extremely upset along with her.

A few customers had been contacted by people claiming that a debt was being collected by them owed to advance loan America, Advance America, or Speedy money. One customer reported receiving multiple haraing phone phone calls. The caller advertised that the consumer owed a financial online payday loans Vermont obligation for a 2007 pay day loan but declined to produce virtually any facts about your debt. The customer stated that he would not sign up for any loans that are payday 2007. An additional instance, a consumer received a text meage demanding payment. That consumer stated that he never ever had that loan.

Two customers reported getting e-mails from individuals claiming to represent cash loan United States Of America. The email messages suggested that the customers owed on a so-called financial obligation and had a need to spend straight away to avoid further action. Both customers reported never ever acquiring that loan with cash loan USA.

In 2 other separate instances, customers received a contact that reported the “Semrad law practice” will be managing the collection in the event that consumer would not spend funds. One e-mail reported it was from “Kristen Johnson” when you look at the “Accounting Department,” additionally the other“Nik that is stated Ramon in the “Settlement Department.”

An additional instance, a consumer received a page that stated “Pacific Legal Group” could be handling the collection in the event that customer would not spend money. The page threatened that a action that is civil been already filed and unlawful action and wage garnishment will be forthcoming in the event that settlement quantity had not been paid instantly.


Nevertheless, from time to time, emails or letters from unlicensed entities participating in fraudulent task will include accurate information that is personal such as for example present or previous addrees, active telephone numbers, or social protection figures.

The Department encourages customers whom get communications containing private information to contact their banking institutions, credit-reporting agencies, in addition to personal Security management to make sure there’s absolutely no unauthorized task on the records.

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